You should get an attorney when the results of a Honolulu traffic accident can’t quickly be resolved with your insurance company. Have you sustained serious injuries? Will you need numerous doctor’s appointments, prescriptions, surgeries, and physical therapy? If your injuries require more than some over-the-counter pain reliever and time, call a car accident lawyer.
Another good reason to call an attorney is if an insurance company is denying the claim. You should be able to recover compensation from your insurer and the at-fault driver’s insurance company. If they’re refusing to pay, talk with Michael Fayard about whether you can appeal the denial or pursue a legal claim.
As an experienced auto accident lawyer, Michael Fayard can represent you after a:
Whatever you think happened, whatever the type of crash or underlying cause, you deserve legal representation. You deserve to have someone who knows the law inside and out to get the most compensation for your injuries.
Because Hawaii is a no-fault state for car accident claims, you need to use your auto insurance first. You can’t automatically jump to a third-party insurance claim or personal injury lawsuit. Honolulu car accident attorney Michael Fayard can guide you through the process of recovering compensation through insurance and deciding when it’s appropriate to file a lawsuit.
If you own a vehicle in Hawaii, you’re required to carry certain types and amounts of auto insurance:
The PIP coverage is for you and your passengers, no matter who caused the accident. It doesn’t matter if you caused the crash or someone else did. You’ll file an insurance claim with your provider to have your PIP policy cover your medical bills.
You should get a lawyer for a car accident claim because it’s common for your expenses to be more than your PIP insurance can cover. In this situation, you’ll turn to the other driver’s bodily injury liability policy. Michael Fayard can guide you through making a third-party claim and demanding the at-fault driver’s insurance pay for your vehicle repairs and additional medical bills.
Michael was co-counsel representing a maritime worker that was injured when a negligent employee struck him in the head with a bell hammer attached to a crane. Pre-trial offer was $0.00.
SR v. TS, et al. – I represented an elderly client that was the injured and was the victim of fraud and theft by thieves using a forged power of attorney and forged deed. Pre-trial offer was $2,500.00.
After you suffer serious injuries in a car accident, it’s important to prove you were not at fault. You need to show the other driver was responsible so you can demand compensation through a car accident claim. But how do you prove who was at fault?
You prove fault based on the evidence. That’s why it’s important to have a Hawaii car accident lawyer like Michael Fayard gather and assess the evidence. He’ll carefully review the police report, eye-witness reports, photos of the crash, and more. Depending on the complexity of the wreck, he might hire an accident reconstruction expert to figure out what happened and why.
The driver at fault for a crash is the one who carelessly caused a crash. Common causes of auto accidents involve:
Attorney Fayard will review the evidence to determine what the other driver was doing leading up to the crash. Were they driving 55 mph in a 35-mph zone? Were they texting? Were they driving for Uber for the 16th hour straight? He’ll get to the bottom of what happened and figure out the best way to present the evidence to the insurer or court.
Hawaii’s car accident laws distinguish between fault and liability. The person at fault for the crash is the one who physically caused it. It’s often the motorist, but not always. For example, vehicle defects and bad road conditions can lead to wrecks, and neither of them is the driver’s fault. The possibility that someone other than the driver is at fault is why you should always work with an accident attorney. Michael Fayard finds out what happened, even if it’s not obvious at first.
Liability is the legal responsibility for your damages. It’s the party that needs to pay you compensation. For many reasons, the liable party might be someone other than the at-fault driver. For example, the liable party could be the business that employed the at-fault driver. That’s because companies are generally responsible for what their workers do while on the clock. When you work with Michael Fayard, you can trust that he thoroughly evaluates fault and liability.
If you suffered only bumps and bruises, then your PIP insurance can probably handle your medical bills. But car accidents often cause much more harm than that. You should get legal help after a car accident if you sustained serious injuries like:
The medical bills quickly add up after serious or catastrophic injuries. You’ll quickly use up your PIP insurance. What do you do when you still owe more? You call a car wreck lawyer to fight for you to win compensation from the liable party.
- Cliff T
Before you consider filing a personal injury lawsuit, it’s best to hire a Honolulu car accident lawyer. Why? Because an experienced lawyer like Michael Fayard will tell you when you can and can’t file a lawsuit. Hawaii is a no-fault state, and there are limits to when car accident lawsuits are allowed.
Attorney Fayard will first guide you through the insurance claim process with your insurer and the liable party’s insurer. He’ll fight for you to get every cent you deserve through insurance coverage.
But there will be times when auto insurance isn’t enough to pay for your damages, and it won’t come close to compensating you for your pain and suffering. That’s when attorney Fayard will talk with you about filing a personal injury lawsuit.
Under Hawaii’s car accident laws, you can only file a lawsuit if you got hurt or someone was killed. Michael Fayard can determine if you qualify to file a lawsuit. He’ll gauge whether you suffered a severe or permanent injury or disfigurement and calculate whether your medical bills are more than your PIP insurance limits.
Motor vehicle accident attorney Michael Fayard will guide you through each step of pursuing a lawsuit, including:
Call Michael Fayard and schedule a free consultation to learn more about when you can sue after a car crash and what the lawsuit process is like.
One of the biggest reasons to hire a car accident lawyer is to get as much compensation as possible after a crash. When someone else is negligent and causes you harm, it should be on them to compensate you. But because you’ll be dealing with insurance companies, it’s hard to get what you deserve. Attorney Fayard makes it a point to carefully review all of your financial, physical, and emotional injuries, so he understands the full value of your claim.
Damages you may recover compensation for include:
There’s no cap on your economic injuries in Hawaii. You can demand compensation for all of your costs and losses. There is a limit on compensation for non-economic damages, though. You can get up to $375,000 for your non-economic injuries.
If you lost a parent, spouse, or child in a deadly car crash, talk with Michael Fayard about a wrongful death claim. Your family might have the right to pursue compensation for medical and funeral expenses, lost income, and your own emotional pain and suffering.
There’s no need to wait and see how things go. It never hurts to have a chat with a car accident attorney about what’s going on. During a free initial consultation, attorney Fayard will discuss your rights and options. If he believes you’ll benefit from representation, he’ll tell you why.